ZIP code
48706
Bay City, MI
48706 covers Bay City in Bay County, with 38,756 people in the ACS 2023 estimate.
Figures are for the Census ZIP Code Tabulation Area (ZCTA), which is not the same as a USPS ZIP code. A PO Box or unique ZIP may have no ZCTA and no demographics. Methodology
U.S. Census Bureau, ACS 2019–2023 5-year (vintage 2023). Geography: ZCTA 48706. Methodology
ZIP code map of 48706

About ZIP code 48706
More enterprise fields
Commercial ZIP directory · not ACS
Commercial ZIP directory population_count for ZCTA 48706. Not ACS. Methodology
People in 48706
Race
- White35,810
- Black or African American511
- American Indian or Alaska Native160
- Asian265
- Native Hawaiian and Pacific Islander2
- Other race426
- Two or more races2,207
Hispanic or Latino (any race): 2,137
Age
- Under 103,785
- 10 to 194,645
- 20 to 294,436
- 30 to 394,414
- 40 to 494,505
- 50 to 595,538
- 60 to 695,797
- 70 to 793,964
- 80 and older2,297
Income and housing in 48706
Education
- High school graduate92.5%
- Bachelor's degree23.6%
- Graduate degree8.9%
Places covering 48706
Cities and places — Population overlap
Share of this ZIP/ZCTA’s population located within each place, based on ZIP Code Database place-overlap data. This is a population measure, not land-area overlap or the Census-place population.
- Bay City30.1%
ZIP Code Database place-overlap table, field percent_of_zip_population_in_place, keyed by place_geoid. Not ACS 2019–2023. Overlap vintage is the shipped overlap table and is separate from ACS. Methodology
Counties — Population overlap
Share of this ZIP/ZCTA’s population located within each county, based on ZIP Code Database county-overlap data. This is a population measure, not land-area overlap or the Census county population.
- Bay County100.0%
ZIP Code Database county-overlap table, field percent_of_zip_population_in_county, keyed by county_geoid. Not ACS 2019–2023. Overlap vintage is the shipped overlap table and is separate from ACS. Methodology
69.9% of this ZIP is outside city limits (a real overlap row, not missing data).
Population history for 48706
Hover the chart or read the table below (Year | ACS | IRS).
| Year | ACS population | IRS population |
|---|---|---|
| 2005 | 38,709 | |
| 2006 | 37,891 | |
| 2007 | 39,376 | |
| 2008 | 37,339 | |
| 2009 | 37,220 | |
| 2010 | 37,117 | |
| 2011 | 40,564 | 37,125 |
| 2012 | 40,144 | 36,660 |
| 2013 | 40,208 | 36,600 |
| 2014 | 40,153 | 36,440 |
| 2015 | 40,199 | 35,950 |
| 2016 | 39,637 | 35,750 |
| 2017 | 39,388 | 35,910 |
| 2018 | 39,419 | 35,460 |
| 2019 | 39,499 | 35,330 |
| 2020 | 38,628 | 35,580 |
| 2021 | 39,225 | 34,640 |
| 2022 | 39,182 | 34,670 |
| 2023 | 38,756 |
ACS: U.S. Census Bureau American Community Survey 5-year estimates. IRS: Statistics of Income ZIP Code data.
ZIP codes near 48706
12 nearest ZIP centroids (any distance)
- 48710University Center3.6 miPop 0 · Income —
- 48708Bay City6.2 miPop 25,751 · Income $50,216
- 48631Kawkawlin6.2 miPop 4,058 · Income $77,813
- 48604Saginaw7.2 miPop 11,284 · Income $53,804
- 48611Auburn7.4 miPop 6,013 · Income $80,511
- 48732Essexville8.3 miPop 11,308 · Income $53,466
- 48724Carrollton10.2 miPop 1,226 · Income $31,787
- 48623Freeland10.7 miPop 15,126 · Income $96,371
- 48603Saginaw10.7 miPop 27,846 · Income $65,690
- 48747Munger11.2 miPop 1,488 · Income $78,750
- 48634Linwood11.5 miPop 4,395 · Income $78,929
- 48607Saginaw11.9 miPop 1,523 · Income $39,211
ZIP centroids within 2 miles
No other ZIP codes within 2 miles of 48706, measured by Census internal-point centroids. Try a wider radius.
ZIPs within 2 miles of this place
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ZIP code 48706 FAQ
- What city is ZIP code 48706 in?
- 48706 is in Bay City, MI.
- What county is 48706 in?
- 48706 is in Bay County.
- What is the median household income in 48706?
- The median household income in 48706 is $61,908.
- Which ZIP codes are near 48706?
- Use the radius tool on this page to list ZIP codes within a chosen distance of 48706.