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ZIP code

32404

Panama City, FL

STANDARD

32404 covers Panama City in Bay County, with 42,117 people in the ACS 2023 estimate.

Figures are for the Census ZIP Code Tabulation Area (ZCTA), which is not the same as a USPS ZIP code. A PO Box or unique ZIP may have no ZCTA and no demographics. Methodology

ACS 2023 population

42,117

Median household income

$72,208

Median home value

$239,700

U.S. Census Bureau, ACS 2019–2023 5-year (vintage 2023). Geography: ZCTA 32404. Methodology

ZIP code map of 32404

Census ZCTA boundary for ZIP 32404 in Panama City, Florida
Census ZCTA boundary for ZIP 32404 in Panama City, Florida. A ZCTA is not the same as a USPS ZIP code. Boundaries: U.S. Census Bureau. Methodology · Data sources
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About ZIP code 32404

Type

STANDARD

City

Panama City

County

Bay County

Timezone

America/Chicago

Area codes

448, 850

Land area

135.1 sq mi

Water area

19.01 sq mi

Households

18,053

Median gross rent

$1,355

Acceptable cities: Callaway, Parker

More enterprise fields

Timezone
America/Chicago
Area Codes
448, 850
World Region
NA
Country
US

Commercial ZIP directory · not ACS

Commercial ZIP directory population_count for ZCTA 32404. Not ACS. Methodology

People in 32404

Race

  • White27,344
  • Black or African American4,849
  • American Indian or Alaska Native207
  • Asian1,197
  • Native Hawaiian and Pacific Islander61
  • Other race1,169
  • Two or more races3,359

Hispanic or Latino (any race): 2,964

Age

  • Under 104,371
  • 10 to 194,592
  • 20 to 294,779
  • 30 to 395,423
  • 40 to 494,784
  • 50 to 595,368
  • 60 to 694,742
  • 70 to 792,827
  • 80 and older1,300

Income and housing in 32404

Poverty rate

9.5%

Median earnings

$38,701

Median household income

$72,208

Median home value

$239,700

Median gross rent

$1,355

Education

  • High school graduate87.3%
  • Bachelor's degree21.1%
  • Graduate degree7.8%

Places covering 32404

Cities and places — Population overlap

Share of this ZIP/ZCTA’s population located within each place, based on ZIP Code Database place-overlap data. This is a population measure, not land-area overlap or the Census-place population.

ZIP Code Database place-overlap table, field percent_of_zip_population_in_place, keyed by place_geoid. Not ACS 2019–2023. Overlap vintage is the shipped overlap table and is separate from ACS. Methodology

Counties — Population overlap

Share of this ZIP/ZCTA’s population located within each county, based on ZIP Code Database county-overlap data. This is a population measure, not land-area overlap or the Census county population.

ZIP Code Database county-overlap table, field percent_of_zip_population_in_county, keyed by county_geoid. Not ACS 2019–2023. Overlap vintage is the shipped overlap table and is separate from ACS. Methodology

45.1% of this ZIP is outside city limits (a real overlap row, not missing data).

Population history for 32404

IRS populationACS population
45,48622,743020052023

Hover the chart or read the table below (Year | ACS | IRS).

Population history. Year | ACS population | IRS population. ACS and IRS are separate series. Blank cells mean that source did not publish a count for the year.
YearACS populationIRS population
200533,938
200633,094
200735,067
200833,274
200933,037
201032,958
201136,46332,214
201236,09032,540
201336,94033,190
201437,51433,550
201537,72333,860
201638,07634,050
201739,55232,810
201840,02930,040
201939,50331,910
202040,30034,760
202139,83235,830
202240,96937,860
202342,117

ACS: U.S. Census Bureau American Community Survey 5-year estimates. IRS: Statistics of Income ZIP Code data.

ZIP codes near 32404

12 nearest ZIP centroids (any distance)

  1. 32401Panama City8.0 miPop 18,394 · Income $49,901
  2. 32444Lynn Haven9.4 miPop 20,102 · Income $89,508
  3. 32405Panama City9.7 miPop 29,336 · Income $71,002
  4. 32403Panama City9.8 miPop 379 · Income $61,500
  5. 32466Youngstown14.3 miPop 5,837 · Income $64,699
  6. 32408Panama City14.9 miPop 18,326 · Income $72,322
  7. 32409Panama City16.3 miPop 10,941 · Income $60,687
  8. 32410Mexico Beach16.8 miPop 499 · Income $63,125
  9. 32407Panama City Beach16.9 miPop 15,459 · Income $79,052
  10. 32449Wewahitchka18.2 miPop 762 · Income $35,379
  11. 32465Wewahitchka23.0 miPop 7,940 · Income $59,148
  12. 32438Fountain23.2 miPop 4,839 · Income $42,417

ZIP centroids within 2 miles

No other ZIP codes within 2 miles of 32404, measured by Census internal-point centroids. Try a wider radius.

ZIPs within 2 miles of this place

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32404 Panama City, FL

Looking up ZIP codes within 2 miles of 32404 Panama City, FL, measured by centroid distance.

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ZIP code 32404 FAQ

What city is ZIP code 32404 in?
32404 is in Panama City, FL.
What county is 32404 in?
32404 is in Bay County.
What is the median household income in 32404?
The median household income in 32404 is $72,208.
Which ZIP codes are near 32404?
Use the radius tool on this page to list ZIP codes within a chosen distance of 32404.