County · GEOID 12005
Bay County, FL ZIP codes
16 ZIP/ZCTAs intersecting this county.
U.S. Census Bureau, ACS 2019–2023 5-year (vintage 2023). Geography: County Bay County (GEOID 12005). Methodology
Combined population of ZIP/ZCTAs intersecting this county: 210,744 (16 ZIPs).
Combined population of ZIP/ZCTAs intersecting this county. Each intersecting ZIP contributes its full ZCTA population; overlap percents are descriptive only. This is not the Census county ACS headline above. Methodology
Bay County, FL ZIP code map

ZIP/ZCTA overlap with Bay County
Population overlap
Share of each ZIP/ZCTA’s population located within Bay County, based on ZIP Code Database county-overlap data. This is a population measure, not land-area overlap or the Census county population.
- 32401100.0%
Directory county
- 32403100.0%
Directory county
- 32404100.0%
Directory county
- 32405100.0%
Directory county
- 32407100.0%
Directory county
- 32408100.0%
Directory county
- 32409100.0%
Directory county
- 32410100.0%
Directory county
- 32413100.0%
Directory county
- 324280.0%
- 3243723.7%
- 3243889.7%
Directory county
- 32444100.0%
Directory county
- 324566.5%
- 324621.0%
- 3246694.7%
Directory county
ZIP Code Database county-overlap table, field percent_of_zip_population_in_county, keyed by county_geoid. Not ACS 2019–2023. Overlap vintage is the shipped overlap table and is separate from ACS. Methodology
ZIP codes intersecting Bay County
| ZIP | City | County | Population | Income |
|---|---|---|---|---|
| 32401 | Panama City | Bay County | 18,394 | $49,901 |
| 32403 | Panama City | Bay County | 379 | $61,500 |
| 32404 | Panama City | Bay County | 42,117 | $72,208 |
| 32405 | Panama City | Bay County | 29,336 | $71,002 |
| 32407 | Panama City Beach | Bay County | 15,459 | $79,052 |
| 32408 | Panama City | Bay County | 18,326 | $72,322 |
| 32409 | Panama City | Bay County | 10,941 | $60,687 |
| 32410 | Mexico Beach | Bay County | 499 | $63,125 |
| 32413 | Panama City Beach | Bay County | 15,214 | $76,010 |
| 32428 | Chipley | Washington County | 18,015 | $52,234 |
| 32437 | Ebro | Washington County | 530 | $43,472 |
| 32438 | Fountain | Bay County | 4,839 | $42,417 |
| 32444 | Lynn Haven | Bay County | 20,102 | $89,508 |
| 32456 | Port Saint Joe | Gulf County | 7,304 | $73,723 |
| 32462 | Vernon | Washington County | 3,452 | $43,581 |
| 32466 | Youngstown | Bay County | 5,837 | $64,699 |
USPS associates these ZIPs with Bay County
These codes list Bay County as a primary or acceptable city. They are not used for the ACS headline.
| ZIP | City | County | Population | Income |
|---|---|---|---|---|
| 32402 | Panama City | Bay County | 672 | — |
| 32406 | Panama City | Bay County | 579 | — |
| 32411 | Panama City | Bay County | 1,519 | — |
| 32412 | Panama City | Bay County | 508 | — |
| 32417 | Panama City | Bay County | 1,492 | — |