Census place · GEOID 1254700 · Bay County
Panama City, FL ZIP codes
3 ZIP/ZCTAs intersecting this Census place in Bay County.
U.S. Census Bureau, ACS 2019–2023 5-year (vintage 2023). Geography: Census place Panama City (GEOID 1254700). Methodology
Combined population of ZIP/ZCTAs intersecting this place: 89,847 (3 ZIPs).
Combined population of ZIP/ZCTAs intersecting this place. Each intersecting ZIP contributes its full ZCTA population; overlap percents are descriptive only. This is not the Census place ACS headline above. Methodology
Map of Panama City, FL

ZIP/ZCTA overlap with Panama City
Population overlap
Share of each ZIP/ZCTA’s population located within Panama City, based on ZIP Code Database place-overlap data. This is a population measure, not land-area overlap or the Census-place population.
ZIP Code Database place-overlap table, field percent_of_zip_population_in_place, keyed by place_geoid. Not ACS 2019–2023. Overlap vintage is the shipped overlap table and is separate from ACS. Methodology
ZIP codes intersecting Panama City
| ZIP | City | County | Population | Income |
|---|---|---|---|---|
| 32401 | Panama City | Bay County | 18,394 | $49,901 |
| 32404 | Panama City | Bay County | 42,117 | $72,208 |
| 32405 | Panama City | Bay County | 29,336 | $71,002 |
USPS associates these ZIPs with Panama City
These codes list Panama City as a primary or acceptable city. They are not used for the ACS headline.
| ZIP | City | County | Population | Income |
|---|---|---|---|---|
| 32402 | Panama City | Bay County | 672 | — |
| 32403 | Panama City | Bay County | 379 | $61,500 |
| 32406 | Panama City | Bay County | 579 | — |
| 32407 | Panama City Beach | Bay County | 15,459 | $79,052 |
| 32408 | Panama City | Bay County | 18,326 | $72,322 |
| 32409 | Panama City | Bay County | 10,941 | $60,687 |
| 32411 | Panama City | Bay County | 1,519 | — |
| 32412 | Panama City | Bay County | 508 | — |
| 32413 | Panama City Beach | Bay County | 15,214 | $76,010 |
| 32417 | Panama City | Bay County | 1,492 | — |
| 32461 | Inlet Beach | Walton County | 3,517 | $146,393 |